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Will I Qualify for a loan?

Simply put, if you meet all of the following criteria, your application will be considered if:

1. You are 18 years of age or older
2. You have a verifiable income of some kind. (unemployment will not qualify)

More specifically, if you meet the previous criteria, you can find out as soon as an hour if you qualify and how much you qualify to borrow. Simply call and complete an application over the phone. It’s that simple.

Can I get a loan if I have declared bankruptcy?
...have slow or bad credit?

PCC reviews new applicants by their past and present situation. As a lender, we appreciate a good credit record. As a lender who is "working for you" to meet all your financial needs, we are open to anyone who is 18 years of age or older, has a fixed monthly income, and is not presently in bankruptcy court no matter what their past or present credit history may say.

If you are not sure whether or not we would accept your application, just give us a call, come in or apply Online. We will be happy to present your options. 

How soon will I know if I am approved for my loan?

In most cases, you will be approved in less than an hour.  Just give us a call, come in or apply Online.

How much can I borrow?

Premier lends from $300.00 and up.  The amount you can borrow will be based on a number of factors.  An evaluation of what you are purchasing (which is your collateral) and/or what you can pay per month based on your present income and expenses will be made. Within an hour after receiving your application you will know exactly how much you can borrow.

Because we want to be provide the solution to all your financial needs, you may simply apply by phone, come to the office or apply Online.  Within about an hour, you will have your answer. 

Apply now for a loan.  Have your check in your hand Today!!

How much is my monthly payment?

First we need to know how much you are borrowing and for how long. We considered placing a chart of some form on this page to give you a good idea of what your monthly payments would be. But to do this would not be a true reflection of what we could do for you. Complete an application by phone, in person or Online. We can tell you how much you can borrow and what your monthly payment will be within about One Hour.

Apply now for a loan.  Have your cash in your hand Today!!

How soon can I pick up the check?

On the Same day you are approved at your convenience!!

Our hours are Monday through Friday, 8:30am to 5:30pm.  We are also available on Saturday by appointment.

Apply NOW for a loan.  Have your check in your hand Today!!

What if I'm self-employed?

Have no worries. Today more and more people are working from home and beginning their own businesses. We look at the whole picture and strive to get you the money you need every time. If you can show an income and are 18 years or older, your application will be considered. If your income source is unique and shows an inconsistent monthly income, we will evaluate your income accordingly. Our business is to help people get the cash they need when they need it.

Apply Now for a loan.  Have your check in your hand Today!!

Why borrow from Premier Credit Corporation vs. Bank?

The loan officer at a bank is "working for The Bank". If your credit is less then perfect, you may not qualify for a loan or at least not the full amount you are looking to borrow.

The loan officer at Premier Credit Corporation is "working for YOU". As an independently owned and operated Financial Corporation, they have the freedom to qualify you based on your ability to repay the loan.

Second reason:

A bank usually offers a limited number of loan solutions.

Premier Credit Corporation offers a huge array of solutions that will best suit your specific need. A Finance company is not bound by a specific set of standards as to how a loan can be drawn up. Therefore, a customized loan agreement can be drawn to best suit your situation.

Third reason:

A bank’s approval process generally require a day or more to complete. This means you are left hanging for a day or longer wondering if you will get your cash. And if you are approved, you may not get your money until the next day or the next week.

Premier Credit Corporation can approve a loan in most cases in less then an hour by phone or in person and cut your check immediately.

Fourth reason:

Premier Credit Corporation takes the time and care needed to insure the confidentiality of every applicants personal information.  Too often through a Bank you take the risk of having your business put on the street.  The number of employees and high traffic in a bank increases the incidence of breech of confidentiality.

At Premier Credit Corporation, we understand no one wants their personal information to become the main discussion of a loan office. PCC makes confidentiality their top priority. You personnel information is not viewed or discussed with anyone not directly involved with your loan process.

Fifth reason:

Unfortunately, more and more banks are no longer locally owned and operated.   What this means to you is the decision to approve a loan is not based on a personal evaluation and decision from your friendly bank owner/president.  Instead it is a decision based on your ability to meet the standards of their "Loan Approval Policy".

Premier Credit Corporation extends the good old fashion personal service that you know will be there for you!!  As a locally owned and operated company staffed by a friendly hometown crew, Premier has the ability and privilege to consider every loan application submitted by working one-on-one with each loan application.

Premier Credit Corporation takes time to carefully review every application. If there is an obstacle that would prevent your approval, Premier works to overcome this obstacle.  A good example of this is if a new loan payment would increase your monthly expenses too much for an approval, Premier takes the time to design a solution by consolidating your present loans in order to lower your monthly expenses while still loaning you the cash you need. There is always more than one way to get the money you need.

Final point:

Why would anyone go with a bank when you could go to Premier Credit Corporation?

Good question! Now that we have determined that a Premier Credit Corp. is the best choice, give Premier Credit Corporation a call Today, 225-667-8100.  For your convenience, submit an Online Application and we will contact you as soon as possible.

Once you are qualified for a loan, the amount you may borrow toward a home purchase or a home equity loan will be based the following:

1. The equity in your home,

2. The type of loan your are applying to receive.

There are a variety of different loans to consider. It is Premier Mortgage Company of Denham Springs’ privilege to help choose the best mortgage to suit your needs. Ask Sharon to take your application by phone or in person. She will be happy to run a FREE credit report and financial analysis and guide you toward your final goal.

If you have ever bought a house in the past, you can see the added benefit of preapproval. You are avoiding the disappointment of falling in love with the perfect house only to find out you do not qualify for the loan to purchase it. Save yourself the grief by prequalifying TODAY!!

1. The present appraised value of the home.

1. The amount owed on the home.

Premier Mortgage Company of Denham Springs has equity loans that will allow you to borrow up to 125% of the present value of your home.

Whether or not you will quality for a loan is simple. Ask Cynthia to take your application by phone or in person. She will be happy to run a FREE credit report and financial analysis. In no time, you will know whether or not you will have the cash you need.

Apply NOW for a loan. 

A loan officer who works for a Mortgage Broker is "working for YOU". Mortgage Brokers have access to several wholesale banks and private moneylenders.

A bank is limited in their choices of loan solutions.

A Mortgage Broker offers several loan program options to suit every possible situation. A Mortgage Broker shops for the right lender and the right loan for your specific needs. And your financing is secured at wholesale prices, which provides rates that are competitive to Banks if not better.

Why choose a bank when you could go to a Mortgage Broker?

The answer escapes me! There is no reason.

Rather ask why should you choose Premier Mortgage Company of Denham Springs to be your Mortgage Broker? Here are a few reasons why:

1. No up-front fees

2. Quick, thorough, and extremely confidential

Call Premier Mortgage Company of Denham Springs TODAY!!